Shards of Consciousness

How To Reach Your Goals

How are we going to get there if we don't know where we are going? Read more

Living Wills

No one likes to think about becoming extremely ill, whether we are young or old. Unfortunately, it can happen to any of us. The question is then, will your desires as to what life-sustaining measures will be used on you be honored?
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Healthy Horizons

You’ve just reached 65 and have started receiving Medicare benefits. Finally, after a lifetime of insurance premiums, you are eligible to receive health benefits for only a low insurance premium. Sure, the premiums go up every year, but so does your Social Security check. Everything works out. Or so you thought, until your Social Security check doesn’t go up as fast your Medicare premium. Since 2002 the Medicare Part B premium has gone from $54.00 to $78.20 each month. This is a 44.8% increase over the past three years. This is still relatively inexpensive for all the benefits you receive, but not if you are on a very low income. Read more

Exploring Pathways to Freedom